◐ WHOLE-HOME MODEL · 2026

What's the full stack
worth?

Solar, heat pump, battery, EV — separately each is a partial answer. Together they interact: solar feeds the heat pump, the battery time-shifts cheap electricity, and the EV charges from all of it. This model runs all four calculators in parallel and shows the combined picture.

Region: UK average
System size 4 kW
COMBINED PAYBACK
years
On install costs (solar + heat pump)
TOTAL ANNUAL SAVING
£0
Across all selected technologies
£TOTAL INSTALL COST
£0
After grants, post-0% VAT
TOTAL CO₂ AVOIDED
0 kg / yr
Across all technologies
NOW YR — YR 25
Total install ← 25-year horizon → End
VERDICT
Select at least one technology to see your combined result.
◐ WHY COMBINE

The interaction effects.

Solar + heat pump: in summer, solar generates enough electricity to run the heat pump essentially for free (hot water). In winter the overlap is smaller but still material.

Solar + battery: the battery captures daytime solar surplus for evening use, raising self-consumption from 40% to 70–80%. Without a battery, most solar exports at low SEG rates.

Solar + EV: if your EV charges during the day (working from home, or a charger on a timer), solar can directly power it — essentially free fuel.

Battery + TOU tariff: even without solar, a battery on Octopus Go shifts cheap overnight electricity into the peak — saving 15–16p per kWh shifted.

◐ SEQUENCING

What to install first.

1. Insulation — always first. Every other technology performs better in a well-insulated home. Use our insulation calculator.

2. Solar — the foundation. It generates value immediately and its payback improves every time you add another technology that uses its output.

3. Battery — pairs with solar for self-consumption and with a TOU tariff for arbitrage.

4. Heat pump — biggest install, biggest disruption, but also the biggest long-term saving for homes on oil/LPG/direct electric.

5. EV — the running cost saving is real and immediate, but it's a vehicle purchase decision, not a home upgrade.